OPERATIONAL/ZA
PROTECTED PAYMENTS / POPIA /

Trust Center · v1

How Pakstoor protects you.

Pakstoor is new. We don't have a wall of certifications — yet. What we do have is a small set of design choices that make the South African scams everyone knows impossible on this platform. Here's what's live today, what's in progress, and what we openly don't have yet.

Last updated: 29 April 2026·Pakstoor (Pty) Ltd·Cape Town, South Africa

100%
Of payments held in independent SA-licensed escrow until delivery is confirmed.
0
In-person handovers, EFT-proof exchanges, or driver disappearances. Couriers only.
72h
Maximum window to notify you and the Information Regulator of any data breach (POPIA s. 22).

Money

How your funds move — and why neither party can run.

Live

TradeSafe escrow

Every payment is held by TradeSafe — a South African escrow service licensed under the Financial Intermediary Services Act. Pakstoor never touches your money. Funds release to the seller only when the buyer confirms the parcel arrived intact, or after a courier-confirmed delivery + 72-hour inspection window.

Live

Disputes freeze the funds

Either party can open a dispute on the deal page. Once raised, the funds in escrow stay frozen until both sides — with TradeSafe as the third party — reach resolution. There is no “buyer pressed dispute, money refunded by morning” loophole.

Live

Pakstoor's fee is transparent

5% commission, deducted from the seller on completion. Buyers pay item price plus the courier and the TradeSafe escrow fee — no Pakstoor fee added on top of what the buyer sees. Every cost line is shown before you click Pay.

Coming

Verified seller badge (FICA)

TradeSafe runs an FIC-aligned identity and bank-account verification (an AVSR check) on every payout-enabled seller. Once verified, the seller will display a gold “Verified” badge on their listings and profile. Currently in build.

Delivery

Why we removed the riskiest step in private sales.

Live

Courier only — no in-person

Pakstoor does not facilitate in-person handovers. Every parcel goes through The Courier Guy / Shiplogic with a tracked waybill. Sellers cannot type a tracking number themselves — the waybill is auto-booked by Pakstoor and the seller receives the printable label.

Live

Insurance bundled in

Every booking opts into the courier's paid liability cover where the parcel + route are eligible. The cost is included in the “Courier” line on the buyer's breakdown. The TradeSafe escrow is the real buyer protection — courier cover is a second layer with its own conditions and exclusions, not a guarantee. If a courier claim is denied, escrow is what gets you your money back.

Live

Live courier tracking

Courier scan events stream into your deal page. We surface every transition — collected, at hub, out for delivery, delivered — and mirror them onto TradeSafe's ledger so the dispute record carries third-party-corroborated evidence at every step.

Coming

Signed delivery receipts

When you click “Confirm receipt”, a signed timestamp will be pushed to TradeSafe so a later “I never got it” dispute is bullet-proof. Architecture work in progress.

Data & accounts

What we collect, how we store it, and what you can ask for.

Live

Encrypted in transit

HTTPS site-wide. HSTS is enforced. Modern TLS only — SSL Labs configuration with HTTP/1.1 and HTTP/2 over TLS 1.2+. No mixed content, no plain HTTP. The certificate is Let's Encrypt or equivalent in production.

Live

Argon2id passwords

Passwords are hashed with Argon2id (OWASP 2024 recommended parameters) plus an HMAC pepper held outside the database. Plain-text passwords are never stored, never logged, and never travel over our network after authentication.

Live

POPIA rights honored

Access, correction, and deletion requests are answered within 30 days. Email privacy@pakstoor.co.za. See our POPIA page for the full process and your rights as a data subject.

Live

72-hour breach notice

Under POPIA Section 22, if we reasonably believe personal information has been accessed by an unauthorised party, we notify affected users and the Information Regulator of South Africa within 72 hours of becoming aware.

Live

Audit log

High-risk actions — payouts, listings boosts, dispute outcomes, admin overrides — are append-only audit-logged with the actor, timestamp, IP, and metadata. Used internally for fraud forensics and dispute review.

Coming

Phone OTP & two-factor

Phone-number verification is on the trust roadmap. Two-factor for sellers will follow phone OTP. We don't ask for your ID at signup — verification is opt-in and only stored long enough to verify, then deleted, in line with POPIA minimality.

What we don't have yet

A trust center that hides the gaps isn't a trust center. Here are ours.

Not yet

POPIA Information Officer registered

POPIA requires every Responsible Party to register an Information Officer with the Regulator. Ours is in progress; until that's confirmed, we don't claim to be “POPIA compliant” on the homepage. Our practices align with POPIA's eight conditions; the certificate is what's outstanding.

Not yet

Independent penetration test

An external security firm has not yet tested Pakstoor end-to-end. Once we cross meaningful transaction volume, this is the first audit on the list. In the meantime: we run modern dependency scanning, a strict CSP, hardened cookie flags, and rate-limited / replay-protected webhooks.

Not yet

SOC 2 / ISO 27001

We are too early-stage for these to be honest claims. Adopting the controls is on the multi-year roadmap once Pakstoor reaches a scale where the audit cost is justifiable. We won't pretend otherwise.

Not yet

Bug bounty programme

No paid bounty yet. We do have a security-disclosure address and we will publicly thank researchers who report responsibly. Email security@pakstoor.co.za.

Found something we missed? Pakstoor is built and reviewed by a small team. If you see a security gap, a privacy concern, or a copy claim that overstates what we actually do, we want to hear from you. Email security@pakstoor.co.za — we aim to respond within 72 hours.

Reach the right inbox

One address per concern. We monitor all of them.

Security

Suspected vulnerability, exploit, or misconfiguration. Encrypted disclosure preferred.

security@pakstoor.co.za

Privacy

POPIA access, correction, deletion, or objection requests. Data breach concerns.

privacy@pakstoor.co.za

Fraud / scam reports

A listing that smells wrong, or a counterparty acting outside the rules.

trust@pakstoor.co.za

Operational status — including TradeSafe escrow availability — is mirrored on TradeSafe's own status page at status.tradesafe.co.za. Pakstoor's own platform status appears in the system bar at the top of every page.